Identity theft is a growing concern that has the potential to affect each of us if we are not constantly on our guard. According to the Federal Trade Commission (FTC), our nation's consumer protection agency, two million complaints were filed in 2013, 14% of which were related to identity theft. It is important to understand [...]
Email has become a preferred method for communication for many. In order to maintain the confidentiality of private information and ensure compliance with privacy regulations such as GLBA and Regulation P, HomeTown Bank implemented an email encryption service through Zix Corporation. Secure messaging enables us to protect your personal information, such as social security, driver's [...]
Protecting your future involves financial planning. Whether you are a do it yourselfer or rely on a financial advisor the following can serve as a guide to help you protect your future. There are many questions to ask yourself when developing your plan. How many years do you have to implement? When can you stop [...]
Have you ever applied for college financial aid and come up short with the funds you need to attend school? If you did not qualify for one of the Federal Financial Aid programs a private student loan may be a great option for you! HomeTown Bank participates with IHELP! iHELP offers two private loan programs [...]
Everything done online seems to require a password these days! In this world of life online and this world of hackers, they have become a necessary part of life. Debate is constantly occurring in the information security world about what the best practices are to ensure the safety of our information online with only one [...]
With the use of mobile phones growing exponentially, banks have dived into providing internet banking services using those phones. The services provided can include an option for a web browser link, a downloadable app to access user accounts, or a text based system to retrieve balances and history. Mobile banking provides users with the ability [...]
Important Internet Banking Change What you will learn • What’s Changing • What is Multifactor Authentication? • Q&As What’s Changing? • Beginning May 19, 2014 the RSA® Adaptive Authentication log in process for online banking products is changing. • A user’s private image and pass phrase will no longer be displayed when they log in [...]
Using debit cards have a variety of advantages to you, the consumer. First, it keeps track of your spending so that you have a record of every transaction. Next, because debit cards are pin based, your money is kept safe until you authorize the charge. Also, the debit card offers flexibility and freedom to access [...]
Do you wonder if saving for retirement is important? Is social security going to be there when I retire? Is my pension plan at work enough? Does your employer have a retirement plan for you? Whether you open a Traditional IRA or Roth IRA depends upon if you want to pay taxes now or later. [...]
Community Insurance represents NAU County Insurance, Rain & Hail LLC and Farmers Mutual Hail Insurance of Iowa. Within these companies, we offer Multi-Peril coverage for yield loss (YP), revenue protection (RP), GRIP county revenue protection and GRP county yield protection. These companies also offer a complete line of crop hail coverage, including Production Hail that works [...]
